Company :Bank of Baroda
Job Role :FLC Counsellors
Eligibility :Any Graduate
Experience :5 Years
Job Location :Bangalore
Last Date :05 Feb 2020
It has been a long and eventful journey of almost a century across 25 countries. Starting in 1908 from a small building in Baroda to its new hi-rise and hi-tech Baroda Corporate Centre in Delhi/NCR, is a saga of vision, enterprise, financial prudence and corporate governance.
It is a story scripted in corporate wisdom and social pride. It is a story crafted in private capital, princely patronage and state ownership. It is a story of ordinary bankers and their extraordinary contribution in the ascent of Bank of Baroda to the formidable heights of corporate glory. It is a story that needs to be shared with all those millions of people – customers, stakeholders, employees & the public at large – who in ample measure, have contributed to the making of an institution.
A graduate degree from recognized University.
Preference will be given to post graduate degree in the area of Agriculture, Veterinary Science, Sociology, Psychology and Social work.
Should be well conversant with the local language.
Should possess flair for teaching and computer knowledge.
Candidates for the post of FLCC counsellor may be selected from open market.
Counselors should have sound knowledge of banking, insurance, investment, pension, law, finance, requisite communication and team building skills etc.
Shall be an ex-banker with minimum 5 years of experience in any Nationalized Bank/ RRB/ Pvt. Bank. OR
Persons having minimum 5 years of experience in banking/ with related fields, NBFCs / FIs. OR
Business correspondent / BC- Coordinator with minimum 5 years of experience. OR
Ex RSETI Director/Faculty with minimum 5 years of Experience.
Maximum age at the time of appointment on contract should not be more than 64 years subject to good health.
Job Roles & Responsibilities:
Carry on day to day activities of FLCs as per guidelines of RBI.
To maintain arm’s length relationship with the Author Banks.
Not to give impression that the counselling centers are part of the bank.
Not to promote the products of the Bank.
Not to given an impression to the general public/banks constituents that the counselling centers are recovery or marketing agents of the bank.
To provide counselling services except to wilful defaulters.
Impact financial literacy in the form of simple messages like why to save, why save with banks, why borrow from Banks, etc.
To provide counselling and debt management services free of cost to the customers so as put no additional burden on them.
To provide financial literacy activities to the trainees of rural development and self-employed training institute towards skill development capacity building for increased earnings/debt repaying ability of the distressed borrower families.
Not to involve themselves in recovering and distributing money.
To assist and guide distressed individual borrowers.
To ensure that miss selling of financial products and services does not take place.
To conduct Financial literacy Camps on Digital banking with latest digital banking products.
To maintain record in the form of register containing details such as name, gender, age, profession, contact details, whether banked or unbanked details of services availed and whether linked with banking services.
To arrange gram sabhas / awareness camps in rural areas.
FLCC has to submit his, tentative quarterly visit schedule to LDM. (LDM has to put the report in DLCC meeting as agenda item of the meeting).
Imparting knowledge on various schemes of Govt. of India (like PMJDY, APY, PMSBY, PMJBY and other social security schemes, Digital Banking etc.) announced from time to time as per instructions of HO/ZO/LDMS.
Other responsibilities that may deem fit from time to time.
How to Apply:
Please sent the application on below mention address with title on envelope stating as “APPLICATION FOR THE POST OF FINANCIAL LITERACY COUNSELLOR ON CONTRACTUAL BASIS”. Address for Application to be sent:
The, Regional Manager,
Bank of Baroda, Regional Office-Bangalore North,
Vijaya Towers, 4th floor, 41/2, Trinity Circle,
M.G.Road, Bengaluru – 01.